Best Credit Union Cd Rates
Below are the best one year CD Rates from credit unions in California. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.
- For more, see our in-depth 2-year CD rankings. Best 3-Year CDs Rate Term Minimum; Abound Credit Union: 1.20% APY: 37 months: $500: MAC Federal Credit Union: 1.10% APY: 36 months: $1,000: Lafayette.
- Most noteworthy is the 10-year brokered CD. When January started, the top non-callable 10-year brokered CD rate was 1.10%. Today, it was 1.60% at both Fidelity and Vanguard. Two weeks ago, the top 10-year rate was only 1.35% at both Fidelity and Vanguard.
- Mar 01, 2021 Affinity Plus Federal Credit Union – 12-month CD, 0.65% APY, min. Deposit $500 Affinity Plus Federal Credit Union offers a wide array of CDs ranging in term length from three months to 60 months. Currently, it’s offering a competitive rate of 0.65% APY on its 1-year CD. This CD requires a minimum deposit of just $500.
- If you’re looking for a good rate on a CD, here are some of the best deals on 1-year CD rates from credit unions. America’s Credit Union: 1.86% APY State Department Federal Credit Union: 2.12% APY.
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Find out how much you can earn with an Alaska USA Certificate Account.
Visit any branch location or contact the Member Service Center to open a certificate account. Members enrolled in UltraBranch can open a certificate account online.
Rates as of 3/6/2021
Select an option below to view the rates associated with that minimum balance.
| Term | Annual Percentage Yield* |
|---|---|
| 1 - 2 Months | 0.150% |
| 3 - 5 Months | 0.150% |
| 6 - 8 Months | 0.250% |
| 9 - 11 Months | 0.250% |
| 12 - 17 Months | 0.400% |
| 18 - 23 Months | 0.400% |
| 24 - 35 Months | 0.400% |
| 36 - 47 Months | 0.500% |
| 48 - 59 Months | 0.600% |
| 60 Months | 0.700% |
| Term | Annual Percentage Yield* |
|---|---|
| 1 - 2 Months | 0.150% |
| 3 - 5 Months | 0.150% |
| 6 - 8 Months | 0.250% |
| 9 - 11 Months | 0.250% |
| 12 - 17 Months | 0.400% |
| 18 - 23 Months | 0.400% |
| 24 - 35 Months | 0.400% |
| 36 - 47 Months | 0.500% |
| 48 - 59 Months | 0.600% |
| 60 Months | 0.700% |
3% Cd Rates Fdic Insured
| Term | Annual Percentage Yield* |
|---|---|
| 1 - 2 Months | 0.150% |
| 3 - 5 Months | 0.150% |
| 6 - 8 Months | 0.250% |
| 9 - 11 Months | 0.250% |
| 12 - 17 Months | 0.400% |
| 18 - 23 Months | 0.400% |
| 24 - 35 Months | 0.400% |
| 36 - 47 Months | 0.500% |
| 48 - 59 Months | 0.600% |
| 60 Months | 0.700% |
| Term | Annual Percentage Yield* |
|---|---|
| 1 - 2 Months | 0.150% |
| 3 - 5 Months | 0.150% |
| 6 - 8 Months | 0.250% |
| 9 - 11 Months | 0.250% |
| 12 - 17 Months | 0.400% |
| 18 - 23 Months | 0.400% |
| 24 - 35 Months | 0.400% |
| 36 - 47 Months | 0.500% |
| 48 - 59 Months | 0.600% |
| 60 Months | 0.700% |
| Term | Annual Percentage Yield* |
|---|---|
| 1 - 2 Months | 0.150% |
| 3 - 5 Months | 0.150% |
| 6 - 8 Months | 0.250% |
| 9 - 11 Months | 0.250% |
| 12 - 17 Months | 0.400% |
| 18 - 23 Months | 0.400% |
| 24 - 35 Months | 0.400% |
| 36 - 47 Months | 0.500% |
| 48 - 59 Months | 0.600% |
| 60 Months | 0.700% |
| Term | Annual Percentage Yield* |
|---|---|
| 1 - 2 Months | 0.150% |
| 3 - 5 Months | 0.150% |
| 6 - 8 Months | 0.250% |
| 9 - 11 Months | 0.250% |
| 12 - 17 Months | 0.400% |
| 18 - 23 Months | 0.400% |
| 24 - 35 Months | 0.400% |
| 36 - 47 Months | 0.500% |
| 48 - 59 Months | 0.600% |
| 60 Months | 0.700% |
| Term | Annual Percentage Yield* |
|---|---|
| 1 - 2 Months | 0.150% |
| 3 - 5 Months | 0.150% |
| 6 - 8 Months | 0.250% |
| 9 - 11 Months | 0.250% |
| 12 - 17 Months | 0.400% |
| 18 - 23 Months | 0.400% |
| 24 - 35 Months | 0.400% |
| 36 - 47 Months | 0.500% |
| 48 - 59 Months | 0.600% |
| 60 Months | 0.700% |
* The disclosed Annual Percentage Yield (APY) is the prospective yield that Alaska USA anticipates paying for the applicable dividend period. The dividend method you select may affect certificate earnings. There is a penalty for early withdrawal from a certificate or tax deferred IRA certificate. In the event an early withdrawal lowers the certificate balance below the required minimum, the certificate must be canceled or closed, and the forfeiture amount will be calculated using the full balance of the certificate.
Best Credit Union Cd Rates Near Me
For complete account disclosure information, refer to your Share Account Disclosure Statement or call the Member Service Center: (907) 563-4567 or (800) 525-9094.
Best Credit Union Cd Rates Available
Member accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund. Individual Retirement Accounts are separately insured up to an additional $250,000.