Chase Direct Deposit Bonus

3/28/2022by admin

Looking for a new checking, savings or business bank account? Check out these promotions with no direct deposit needed.

Chase Bank Direct Deposit Bonus
Chase Direct Deposit Promotion
Chase Direct Deposit Bonus
Chase Direct Deposit Bonus Trigger
Chase Checking Account Promotion 300
Chase Bank Direct Deposit Bonus

You can choose to receive a statement credit or direct deposit into most U.S. Checking and savings accounts. Same page link to Offer Details Shop with Points at Amazon Link your Chase Freedom Unlimited card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at. Aspiration Account: $100. To qualify: Here’s all you need to do: Open your Aspiration. Chase Private Client $2,000 Bonus Offer. Existing Chase Bank customers can earn a $2,000 bonus by joining Chase Private Client. Enjoy personalized perks and benefits you would receive from a large financial institution while allowing you to save time and money. Direct deposit requirements are usually the largest hurdle when applying for a bank bonus. You will even find familiar banks such as Discover, Chase, offer simple requirements to meet their bonuses. Chase Business Complete Banking SM account $300 Bonus. For business owners, enjoy a $300 bonus when you open a Chase Business Checking account or eligible business checking account and deposit $2,000 or more in new money within 20 days and meeting certain requirements.

Direct deposit requirements are one of the biggest obstacles when signing up for bank bonus. For checking accounts, you might even need a certain minimum balance or direct deposit to waive the monthly fee.

And now, a few banks and credit unions are offering generous promotions with no direct deposit required.

Read this review to compare the best deals for checking/savings and money market accounts, and even business checking accounts.

Hot Promotions With No Direct Deposit Requirement
Checking Bonuses
Savings Offers

Promotions Without Direct Deposit Required

Rewards Checking - Up to 1.25% APY

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection

Check back frequently for the updated list of bonus offers. Be sure to read the details for the eligibility requirements.

Top Checking Account Bonuses

TIAA Bank: Yield Pledge Checking

1-year 0.12% intro APY on balances up to $250,000
$5,000 Minimum Opening Deposit
No monthly service fee
U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
Top 5% yields always
Daily Compounding Interest
FDIC insured

Citibank: Citi Account Packages - Up to $1,500 Bonus

Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 30 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for 60 consecutive calendar days to earn corresponding cash bonus.

Account Package	Minimum Deposit and Minimum Balance	Cash Bonus
Citigold Package	$200,000	$1,500
Citi Priority Account Package	$50,000	$700
Citibank Account Package	$15,000	$300

Citibank: Citigold Package - $1,500 Bonus

Open a new eligible checking and savings account in the Citigold Account Package.

Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

Waukesha State Bank: Checking Account - $100 Bonus

Open a qualifying checking account using promo code DDA100GEO21 and get $100 bonus. The $100 bonus is valid only for the following checking accounts: Free Checking with Direct Deposit, Simple Checking, Senior Advantage Checking, Advantage Plus Checking, Interest Checking, Student Checking and Value Added Checking Plus.

BMI Federal Credit Union: Free Checking Account - $150 Bonus

Open a new Free Checking account using promo code NEWCHK21. Within 90 days of account opening, deposit at least $20, make a minimum of 30 Visa debit card transactions of at least $5/each, and sign up for electronic statements. Cash bonus of $150 will be deposited in the member's savings account within 10 business days after all qualifications have been met.

BMI FCU is open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County in Ohio.

Firstrust Bank: Personal Checking Account - $150 Bonus

Open a new FirstPay Eagles Checking account. Make a Visa purchase of $100 or more within 60 days of new account opening. 15,000 bonus points will be given within 60 days of completing requirements. Bonus points can be redeemed for $50 gift card for every 5,000 points.

Firstrust Bank: Personal Checking Account - $200 Bonus

Open a new FirstPay Eagles Premier Checking account. Make a Visa purchase of $100 or more within 60 days of new account opening. 20,000 bonus points will be given within 60 days of completing requirements. Bonus points can be redeemed for $50 gift card for every 5,000 points.

Local First Bank: First@Work Banking Program - $100 Bonus

Open a new First Bank First@Work checking account. Activate debit card and enroll in rewards program within 45 days of account opening. Make at least one qualifying transaction with your First Bank debit card within 45 days of account opening.

Fort Hood National Bank: Military Saves Account - Up to $100 Bonus

Open a new Military Saves account. FHNB will match the initial opening deposit amount up to a maximum of $100. To qualify for bonus, complete the following activities: make a minimum initial opening deposit of $20, maintain an FHNB checking account and Military Saves account for 12 consecutive months, make deposits to your Military Saves Account that, in total, are at least equal to the amount of the initial opening deposit for the 11 consecutive months that follow the month in which the initial opening deposit was made.

Arizona Federal Credit Union: Personal Checking Account - $100 Bonus

Open a new checking account using promo code PHXRISING. Complete 10 or more debit card transactions within 45 days of account opening.

Paradise Valley Credit Union: Personal Checking Account - $100 Bonus

Open a new qualifying PVFCU checking account. Apply for a debit card and complete at least 5 eligible debit card transactions posted to the account within 60 days of account opening.

Stanford Federal Credit Union: Personal Checking Account - $100 Bonus

Get $100 bonus when you open a new personal checking account within six months of graduation. Proof of graduation needed. Available to new Stanford FCU members only.

Community Credit Union Florida: Personal Checking Account - $100 Bonus

Open select CCU Debit/Checking account using promo code MK-100. To qualify for $100 bonus, you must do the following within 60 days of account opening: sign up for eStatements, use your new debit card 10 times to make purchases or payments in any amount, and download the CCU Mobile App and use it at least once.

Freedom Federal Credit Union: Personal Checking Account - $100 Bonus

Offer is valid only to members of Harford County Association of REALTORS (HCAR). Open a new qualifying checking account. Deposit $100 or more within 90 days to get bonus. Checking account must be opened along with a new Freedom Retail/Consumer membership.

Spire Credit Union: Personal Checking Account - $100 Bonus

Get $100 when you open a Spire Free Checking account.

Community Credit Union Florida: Personal Checking Account - $125 Bonus

This offer is available to school employees only. Open a new qualifying checking account using promo code MK-125. To qualify for $125 bonus, you must do the following within 60 days of account opening: sign up for eStatements, use your new debit card 10 times to make purchases or payments in any amount, and download the CCU Mobile App and use it at least once.

Valley National Bank: Personal Checking Account - $150 Bonus

Open a new Valley My Choice Checking account with minimum opening deposit of $25. Receive $75 for activating Mobile Banking. Receive $75 for either completing a minimum of 20 debit card transactions of at least $5 OR for enrolling in online banking and completing three online bill payment transactions. Activities must be completed within 60 days of account opening to receive bonuses. Account must be enrolled in paperless statements with in the first 60 days of account opening.

Novo: Personal Checking Account - $25 Bonus

Open a new Novo checking account. Deposit $50 or more into your new account. $25 bonus will be distributed within 10 business days after funding your account.

Palisades Federal Credit Union: Personal Checking Account - $300 Bonus

Open a new Palisades Checking account and deposit $15,000 or more on account opening. Maintain at least $15,000 in account for 90 days. Bonus will be deposited to your account within 30 business days after completing requirements.

Diversified Members Credit Union: Personal Checking Account - Up to $120 Bonus

Open a Give Back Credit Union Rewards Checking account. Get $10 deposited monthly to your checking account when you complete the following: have at least 15 debit card transactions every month, and be enrolled in online banking and eStatements.

Abington Bank: Personal Checking Account - Up to $200 Bonus

Open a new Green Checking or NOW checking account. Earn $100 when you set up qualifying direct deposits of at least $25 or activate online banking, and complete 5 qualifying debit card transactions within 60 days of account opening. Earn $50 when you make 5 bill payments using online banking and enroll in eStatements within 60 days of account opening. Earn $50 when you keep your account open and in good standing for 12 months or more.

Valley National Bank: Personal Checking Account - Up to $240 Bonus

Open a new Valley All Access Rewards Checking account with minimum opening deposit of $100. Receive a cumulative total of $750 or more in qualifying direct deposits per month. Reward is paid over 12 month period, $20 each month.

Campus USA Credit Union: Rising Star Checking Account - $100 Bonus

Open a new Rising Star Checking account. Have at least 3 debit card transactions per month for 3 months.

Rising Star Checking account is designed specifically for kids aged 13-17. Adult Joint Owner required. Joint owner must be 18 years or older. Bonus will be deposited to the checking account after the third month of required usage.

Popular Savings Account Offers

Ally Bank: Online Savings Account - 0.50% APY

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

Synchrony Bank: High Yield Savings - 0.50% APY

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

Citibank: Citi Savings Account - Up to $3,000 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit qualifying new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain the qualifying balance in the account for 60 consecutive days from the date the minimum deposit is reached to receive corresponding cash bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Minimum Deposit and Minimum Balance	Cash Bonus
$25,000 - $49,999	$75
$50,000 - $99,999	$150
$100,000 - $249,999	$300
$250,000 - $499,999	$750
$500,000 - $999,999	$1,500
$1,000,000+	$3,000

HSBC Direct Savings - 0.15% APY

Earn 0.15% APY on all balance tiers
No monthly maintenance fee
Minimum balance to open account is $1
Member FDIC

Popular Direct: Plus Savings Account

0.55% APY
$5,000 Minimum Opening Deposit
$4 monthly service fee; waived with a daily minimum balance of $500
Daily Compounding Interest
FDIC Insured

Minimum Deposit Required:$5,000

Citibank: Citi Savings Account - $3,000 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $1,000,000 or more new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $1,000,000 or more in account for 60 consecutive days from the date the minimum deposit is reached to receive $3,000 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Citibank: Citi Savings Account - $1,500 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $500,000 to $999,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $500,000 to $999,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $1,500 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Citibank: Citi Savings Account - $750 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $250,000 to $499,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $250,000 to $499,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $750 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Citibank: Citi Savings Account - $300 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $100,000 to $249,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $100,000 to $249,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $300 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Citibank: Citi Savings Account - $150 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $50,000 to $99,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $50,000 to $99,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $150 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Citibank: Citi Savings Account - $75 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $25,000 to $49,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $25,000 to $49,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $75 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Regions Bank: LifeGreen Savings Account – Up to $100 Annual Savings Bonus

Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.

Tower Federal Credit Union: Savings Account - $100 Bonus

Open a new Prime Share account using promo code 100GDA21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

Tower Federal Credit Union: Savings Account - $100 Bonus

Open a new Prime Share account using promo code 100FBA21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

Tower Federal Credit Union: Savings Account - $100 Bonus

Open a new Prime Share account using promo code 100GPS21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

MidFirst Bank: iSave Savings Account - $25 Bonus

Open a new iSave savings account with minimum opening deposit of $25. Make 12 consecutive monthly deposits to your iSave account and MidFirst will match 50% (up to $25) of the average of your highest single deposit each month. iSave savings account is for anyone under age 17.

First Southern Bank: Savings Account - $100 Bonus

Open a Christmas Club or Vacation Club Savings account with minimum opening deposit of $10. First Southern Bank will match the last scheduled weekly deposit made into your Christmas Club or Vacation Club Account when deposits are scheduled at account opening and made as scheduled.

Republic Bank of Chicago: Savings Account - $250 Bonus

This offer is available to military veterans and service members only. Open a new Freedom Savings account with minimum opening deposit of $25. Maintain a minimum balance of $2,500 for three consecutive months in your savings account and receive bonus. This offer requires the customer to call or visit a banking center to talk with a personal banker/manager to obtain bonus.

Best Business Account Promotions

PNC Bank: Business Checking Account - $200 Bonus

Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.

This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has received a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

Direct Deposit Required:No
Minimum Deposit Required:$5,000 within 30 days

PNC Bank: Business Checking Account - $500 Bonus

Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average cycle balance of $30,000 in your new checking account for each of the first three statement cycles.

This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has received a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

Direct Deposit Required:No
Minimum Deposit Required:$30,000 within 30 days

Getting Paid Without Direct Deposit

Direct deposit makes it easy to receive payments. But there are other ways to get paid too if you don't want to set up direct deposit.

Paper checks: With mobile check deposits, it's easy to snap a photo of a check and deposit it into your bank account, right from the app.
Electronic transfers: Platforms like PayPal allows businesses to send money to an employee's personal account.
Payroll cards: This is a prepaid card (by Visa or Mastercard) where the employer can load the employee's wages. You can use it just like a debit card.

Bottom Line

These are some of the best bank promotions without direct deposit. Whether it's bonus money for opening a new account, lower fees or a higher interest, you're sure to find something in this list. More even more bank promotions, check out this page.

Write to Kevin L at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Why Does the U.S. Treasury Require Electronic Federal Benefit Payments?

Why did the government switch to electronic payments? There are four reasons:

Financial Crime.

Stolen checks or fraudulent claims have always been a problem for the government’s massive programs. There are millions of people receiving government benefits checks each month. This can equate to millions of dollars in lost funds, even if just a small percentage of transactions are fraudulent or result in financial crime.

Immediate Access.

Offering recipients direct deposit or a prepaid debit card means recipients will have immediate access to their funds. They won’t have to wait for the mail service to bring an envelope, then take a separate trip to a bank to cash or deposit the check. The money will be available on time, every month.

Easier Problem Resolution.

If a problem occurs with a check it is a lot harder to track down where the problem occurred with a paper check. Was it lost in the mail or is it just late in being delivered? With electronic payment, it will be a lot easier to track down any problems that do occur.

Cost Savings.

When the government sends out millions upon millions of benefit payment checks each year they have to print the check on paper, put it in a paper envelope, and pay postage on it. All of those things are cost overheads for running the program. With electronic payment, you still have some overhead, but you’re not wasting money on ink, paper, and delivery.

What are the Electronic Payment Options?

You have two options to select from:

Direct Deposit. You can have funds directly deposited into your bank account just like you would with a paycheck if you were employed.
Direct Express® Prepaid Debit Card. If you don’t have a bank account, the government will send you a prepaid debit card that will have your funds placed on it each month.

WHIle some people choose to receive payments on a prepaid debit card, having your payments directed to a bank is safer and more secure than having your benefits deposited into a debit card.

What if I Don’t Have a Bank Account?

You can always opt for a prepaid debit card. However, using a bank is safer and more secure. You have no recourse if your prepaid debit card is lost, stolen, or hacked. You have much more transparency and security with a bank account.

We recommend opening a bank account with a military-friendly bank. There are many military-friendly banks that offer free checking and savings accounts, including USAA, Navy Federal Credit Uniton, and Chase Bank. Chase Bank even offers a lucrative sign up bonus for opening a new bank account.

If none of those recommendations work for you, then check out the Veterans Benefits Banking Program (VBBP), a collaboration with the Association of Military Banks of America (AMBA) and the VA.

How Will I Know My Money Has Been Deposited?

A common question you might have is how will you know that your Federal benefits money has been deposited. That depends on which method you select to get your deposit.

Chase Bank Direct Deposit Bonus

With direct deposit you can:

Call your bank to verify the deposit has gone through
Check your bank’s online website to see if the deposit has gone through
Go to your bank in person to speak with someone that can look up your account information for you

With the prepaid debit card option you can:

Receive free text messages to alert you that the deposit has posted to your debit card
Receive an email alerting you that the deposit has posted to the debit card
Call an automated message that will confirm whether or not your deposit has posted

How Does Direct Deposit Work?

Direct deposit is like having the government send a check directly to your bank on your behalf. It saves you from having to wait on it to be delivered and then driving to your bank to deposit the check.

Instead of mailing your Social Security Retirement check, the deposit amount is transferred electronically to your bank and directly into your bank account. Many employed individuals receive their paychecks each month via direct deposit, and the concept is exactly the same here. Your personal information is never transmitted or at risk; your bank gets a notification to deposit X funds in Y account number and then does so.

Are Electronic Payments Safe?

Electronic payments are actually more safe and secure than paper checks. Paper checks can be stolen, lost, delivered to the wrong address, and copied. With an electronic payment the funds are immediately available in your bank account (if you selected direct deposit) or on your prepaid debit card on the payment day each month. You don’t have to worry about something happening to the check in-between the government mailing it out and when you deposit or cash it at your bank.

How Do I Make My Electronic Payment Selection?

Chase Direct Deposit Promotion

Making your selection is easy. You can:

Visit GoDirect.org (a government website), specifically the switching to the electronic payment page
Call GoDirect at 1-800-333-1795

You will need to have some information handy based on which selection you are making.

If you are choosing direct deposit, you need a few things. You may find it helpful to grab a copy of your most recent check from the US Treasury. It should look like this:

You will also need: