True Money Earning Apps

• App To Earn Money
• True Money Earning Apps Free

Here at MoneyPantry, we’re a big fan of making money with paid survey sites.

And paid survey apps make it easy to do just that!

The real money virtual economy game. The money earned in the game be converted into real cash. Corporation master tests your managerial and business skills. Virtual currency is earned by doing this like starting a company, become an investor and by working every day.

These days, apps aren’t just for playing games and connecting with friends – they can also be used to earn cash.

1. Mar 01, 2021 Survey Junkie is by far one of the highest paying apps on this list. Like the name says, you make money taking paid surveys online. Each time you complete a survey you earn points that you can cash out for PayPal money or free gift cards to Amazon and PayPal. You can earn up to $50 per survey (although these are quite rare).
2. The real money virtual economy game. The money earned in the game be converted into real cash. Corporation master tests your managerial and business skills. Virtual currency is earned by doing this like starting a company, become an investor and by working every day.
3. Enroll one or more cards, then shop and dine at partnered businesses. Earn extra cash automatically and cash out when you want. Your money will transfer directly to your bank account. Earn 1 to 10% cash back by using your card at thousands of national stores and restaurants.

From your mobile device, you could make cash to add to your savings, to use when you shop online or just a bit of extra spending money.

An easy way to earn money through your phone or tablet is by using paid survey apps.

With these apps, you share your opinion on something – it could be anything from grocery store to an app, and then you get paid in return.

To save you some time, we’ve rounded up 15 legitimate paid survey apps.

Download one or some of them now, and start earning money from your smartphone, tablet or any other mobile device.

Top Survey Apps that Pay

Here are the best paying online survey apps.

1. Swagbucks

One of the easiest apps to use for making money is Swagbucks.

We actually shared a few tips and tricks to make $728.25 a year with Swagbucks in our detailed Swagbucks review.

With a truly simple to navigate user interface and a really wide variety of ways to earn cash, it’s a good app to have on your phone.

Using the app, you can make money by answering simple surveys.

In return for doing this, you earn points, which are called “Swagbucks”.

These can be redeemed for cash via PayPal or for gift cards for well-known retailers, like Amazon.

But, answering surveys isn’t the only way to earn cash using this app.

You can also earn points for completing simple tasks, like:

• Browsing the internet
• Playing games
• Shopping online
• Watching videos

If you’ve never used Swagbucks before, then we highly recommend that you check it out, as it really is one of the best survey apps out there.

Where to get it:

By the way, use this link to join Swagbucks (you can install the app afterwards.) and get a free $5 signup bonus.

2. Google Opinion Rewards

Another great survey app is Google Opinion Rewards.

The only problem with this app is that the amount of surveys you can complete is very limited compared to other apps on this list, like Swagbucks.

Generally, you are only sent surveys once per week, but some people receive more and some people receive less. It’s still a worthwhile option though.

All you need to do is install the app on your device, and then you also need to answer some simple questions about yourself.

Once you’ve done that, you’ll be sent a survey once a week or so. The surveys you get are pretty simple and quick to do.

Google Opinion Rewards pays you in Google Play Credit, meaning you get spending money for games, music and anything else you want to buy from the Google Play Store.

Where to get it:

3. Panel App

Panel App is another app that pays you to answer surveys.

With Panel App, you can win prizes, like an Xbox One and an iPad. But, you can also earn cash too, in the form of Visa and MasterCard Cash Cards, and gift cards, like Amazon gift cards and Google Play Gift Cards.

This app does measure your device data. This means it collects and analyzes information, like your location and apps to provide insights to third parties. However, this is pretty standard for these types of apps.

Where to get it:

4. Surveys on the Go

One of the best paid survey apps out there is Surveys on the Go.

This app works with Fortune 500 companies, and the entertainment industry and a plethora of other companies around the country who need people’s opinions.

Once you sign up for the app, you receive notifications when surveys become available. In return for answering a survey, you get paid cash.

Most surveys available are about TV shows, movies, products and shopping experiences.

Surveys are only available in the U.S., however, so those in the UK, Canada, Australia and other countries won’t be able to participate.

Where to get it:

5. NCP Online (Nielsen Homescan)

Another excellent free survey app is NCP online, once known as Nielsen Homescan.

Essentially, NCP, or the National Consumer Panel is an opinion panel, which anyone can join.

Once you join the panel you share your opinion on products and services from a variety of different brands, companies and retailers.

When you buy something, you need to scan the purchase, enter some information, and then you deliver that data to the NCP – you can do all of this using the app on your phone or tablet.

For sharing your opinion, you get points that you can redeem for rewards.

An important thing to note about this app, however, is that you have to be a registered member of the National Consumer Panel to use it. But, becoming a member is pretty easy.

All you need to do is visit this page to register.

Where to get it:

6. Ipsos i-Say

Ipsos i-Say pays you to share your opinion.

What’s great about it is that it sends instant survey notifications, meaning you don’t have to miss out on paid opportunities.

App To Earn Money

For completing a survey, which you can take at any time, you earn rewards.

These rewards can be redeemed for gift cards.

Where to get it:

7. iPoll

Using the app, you provide your opinion by answering simple surveys. In return for answering online surveys you earn cash or gift cards.

One of the things that sets iPoll apart from other apps on this list is that it offers “missions”. These are tasks, such as visiting a grocery store and taking and uploading photos on your phone.

It’s a really easy app to use, and definitely one that’s worth installing.

You can earn extra cash for completing these missions.

Where to get it:

8. InboxDollars

InboxDollars offers similar money making opportunities to Swagbucks.

This app pays you cash via PayPal to complete surveys and provide valuable feedback to brands. But, that’s not the only way you can earn with InboxDollars.

You can also get paid for doing other tasks, such as:

• Watching TV
• Playing games
• Checking emails
• Completing offers
• Shopping online
• Taking surveys

And, if you sign up, you get a $5 bonus.

It’s certainly one of the best survey apps to make money.

Where to get it:

9. LifePoint (former GlobalTestMarket)

Get paid to provide feedback on new technologies, products and services with the LifePoint app.

It’s a survey community that you can participate in from your smartphone or tablet.

It’s an easy to use app.

Once you’ve downloaded it, you get notifications when surveys become available.

What’s great about LifePoint is that it allows you to complete both surveys and mini polls.

In return for your feedback you earn rewards, like cash via PayPal and gift cards for retailers like Amazon and Macy’s.

Where to get it:

10. Valued Opinions

True Money Earning Apps Free

Update: seems like they took down their Android app. Although you can still join for free and take surveys directly on their website.

Valued Opinions is a research panel that you can participate in. As part of the panel, you answer surveys on a selection of different products and services from food to electronics.

For providing your valuable feedback, you are rewarded with gift cards for places like Amazon, Target and Macy’s.

You are credited around $5 per survey.

Where to get it:

• Android

11. QuickThoughts

With QuickThoughts you can earn rewards for sharing your opinion.

You can complete surveys on products and services and you can also complete local missions.

This app is easy to use and there’s quite a selection of tasks to choose from, from quick polls to extensive questionnaires. Surveys are posted regularly and you can earn up to $3 per survey.

Where to get it:

12. CashApp – Cash Rewards App

Cash Reward is another platform like a Swagbucks that pays you to answer surveys, but also allows you to earn by completing other tasks.

Answering surveys through Cash Reward is pretty easy and it doesn’t take too long either.

Other tasks that you can do through the app include:

• Downloading free apps
• Playing games
• Registering on free websites
• Watching video ads

Cash Reward pays via PayPal and offers gift cards for places like Amazon.

Where to get it:

13. EasyShift

With EasyShift, you get paid to shop, explore where you live and eat.

It works in a slightly different way to apps like Swagbucks and InboxDollars.

You use the EasyShift to find work, or “Shifts” as the app calls them.

Shifts involve visiting nearby stores and other local establishments to take photos on site and complete surveys. After you complete a shift, you receive payment via PayPal within 48 hours.

It’s a unique platform that makes the survey process a bit more interesting.

Plus, if you’re already out and about it’s not too difficult to complete a shift – it only takes a few minutes.

Where to get it:

14. Survey Mini

If you’re a looking for quick surveys that you can do on the go or whenever you have a little spare time, then you should check out SurveyMini.

With this app, which was founded by scientists from Harvard, Stanford and MIT, you complete short surveys.

As with the app above, you’ll need to visit participating stores, restaurants and other attractions in your area.

You essentially provide your feedback on these places, which helps them to understand consumer preferences and how to better serve customers.

For giving your feedback, you earn points that you can redeem for gift cards.

You also earn other rewards, like free food and discounts.

As with many other survey apps, SurveyMini collects data about your location.

Where to get it:

15. Mobee

Another app that pays you for your opinion is Mobee.

It’s essentially a mystery shopping app that pays you for giving your feedback to retailers, restaurants and other businesses.

Once you’ve downloaded and installed the app, you’ll see a map that displays “missions” that are available in your area.

These missions involved visiting a local establishment – you get to choose which ones you visit. After you select a mission, you’ll need to provide feedback.

Points are given in return for this feedback, and you can redeem them for cash, goods or gift cards.

Where to get it:

Final Thoughts

If you haven’t already, then you should definitely consider downloading a few of these survey apps.

They’re easy to use and making money with them is really quick and simple.

You could easily complete a few on the train during your commute to work, or while you’re waiting in line at the grocery store. Any time you get a spare moment, you could easily do one and earn cash or gift cards.

Completing surveys won’t necessarily make you rich, but they can give you a bit of extra spending money or a little more cash to put into your savings each month.

And these free paid survey apps make it very easy to do that whenever you have some spare time.

We all need a loan at some point in time. Whether it is for a planned expense, an unexpected indulgence or an emergency, consider a loan via a borrow money app. Apps that loan you money are great for bridging cash flow gaps. Loans can also help to finance the purchase of a large, expensive item that you can’t otherwise afford.

Top Cash apps

PockBox

PockBox is the perfect app to get cash advances of up to $2,500 in minutes. The process is sleek and straightforward. You will just have to give some information about yourself.
The PockBox app should then connect you to the best lender possible and approve you in a matter of minutes.

SpotMe

If you’re looking for ways to get a fee-free cash advance (up to $100*) before your next paycheck, you should definitely try SpotMe by Chime. Chime is essentially a new type of banking service app.

Once you sign up, you get a free checking account with lots of goodies. There are no overdraft fees at all (in a matter of fact, you actually don’t have any fees whatsoever!) This service is called SpotMe and allows eligible members to overdraw up to $100* on debit card purchases without charging a fee. If you try to spend more than you are allowed after this, your transaction will simply be declined.

They also offer interest-free cash advances on your paychecks up to 2 days early with direct deposit**.

The best part is that the sign up process is really quick and easy (less than 2 minutes). Click here to check it out.

Download money app

Taking out a loan with a money app is straightforward and you can often do it from your mobile phone or tablet. Some apps have a website too. These are the steps:

• Find and download your app. Go to your device app store – Google Play for Android devices and the Apple App Store for iOS devices such as an iPhone. Search for the app you want to use and download it to your phone, installing it when the download is complete. Note that some apps are only accessible via the app’s website.
• Complete your personal details. Every app will require your basic details including your full name, email address and often your physical address and phone number.
• Provide further information. Some apps will require further information. Earnin, for example, requires proof of your income. FasterFunds will require your social security number. Each app has slightly different requirements.
• Connect your bank account. Both MoneyLion and Dave are examples of apps which require you to connect your bank account before you can get your funds. Often connecting your bank account also means the app automatically deducts repayments from your bank balance.
• Ensure you make your payments. Repaying your loan in line with the repayment schedule you agreed to is important. For apps that automatically take repayments, you need to make sure you always have the funds available. Some loans are repaid manually, set a calendar reminder for yourself to make sure you don’t miss any payments.

More on Personal loan apps

App to borrow money

You are spoiled for options if you need to borrow, money apps come in all shapes and sizes. Each app is slightly different in the way it works and you just need to find the app that meets your individual requirements. These are some of the apps we think you should take a look at:

• PockBox app. With the PockBox.com app, you get access to amounts from $100 to $2,500. It’s ideal if you are short in cash until your next paycheck but it’s the not the type of money you need for a bigger goal. The process of getting the loan is quite sleek – just make sure to read all the conditions.
• MoneyLion Plus app. You qualify for loans with MoneyLion by subscribing to the combined loans and investment product called MoneyLion Plus. With MoneyLion Plus you can borrow up to $500 without as much as a credit check. Note that MoneyLion Plus is an ongoing subscription service, and you will need to continue your subscription for as long as you have an outstanding loan.
• Dave app. With Dave, you can easily borrow small amounts of $25, $50 and $75. It acts like an overdraft protection but without the associated fees. The Dave app is easy to download and install, just pop into Google Play or the App Store. You don’t pay interest with Dave, but there is a $1/month fee to get access to Dave loans.
• Earnin app. For an easy way to get early access to your paycheck consider Earnin, formerly known as ActiveHours. Earnin is compatible with many employers but not all. If you can link Earnin to your timesheet you can easily get access to at least $100 a day without paying interest. Earnin makes its money via voluntary tips. Available on iOS or Android.
• Avant app. Great for larger loans, Avant offers APRs as low as 9.95%, though poorer credit scorers could be looking at up to 35.99%. Avant is a traditional lender so your credit score will be checked when you apply, applications also take a few days to complete. However, you can borrow as much as $35,000 with Avant which is much more than many other apps offer.
• LendUp app. A payday lender, LendUp can get you access to between $100 and $1,000 but the amount depends on the state you live in. In some states, it does not offer loans at all. Loans are expensive, with APRs again varying by state with rates as high as 917% APR not unusual. LendUp is an option if your credit score is poor, and if none of the other apps offer a solution for you.
• LoanSolo app. You don’t need a great credit score to borrow from LoanSolo. Get as much as $2,500 by the next business day with LoanSolo. Applying is straightforward, just complete a quick form on the provider website. The LoanSolo app uses the information you provide to connect you to a suitable lender that can give you a fast decision.

Money app terms

Borrowing with a money app is a financial commitment and knowing what you are agreeing to is important. Understanding the terms used by money apps is a good first step. Here are the most important terms you should know about.

• Your annual percentage rate is the interest you pay on a loan over a yearly period. Consistently comparing interest rates on an annual basis is important as interest rates can appear to be low when quoted on a daily or monthly basis, when in fact the rates may be comparatively high. Note that some apps charge no interest.
• Loan amount. The total amount you are borrowing is also called the loan principal or loan size. This is the amount you receive in your bank account. Your total repayments will often be higher than your loan amount due to interest and other charges.
• Loan term. The term of your loan is the repayment period, your loan will be repaid at the end of the term unless you extend the loan. Money apps can feature short loan terms of days and weeks but most loans are measured in months or years.
• Late charge. Also known as a missed payment charge, this is the amount you will be charged if you do not make a scheduled payment on time. Lenders charge this to discourage borrowers from missing payments and to compensate the lender for processing costs.
• Credit score. Your credit score is based on your previous borrowing history. This includes your track record for making payments on time and for fully repaying loans. Lenders use your credit score to decide whether lending to you presents a high risk. Many money apps will consider borrowers with poor credit scores.

How to pick an app

Too many choices? Start by thinking how much you need to borrow. If you need more than $500 you can immediately rule out many of the latest apps including MoneyLion and Dave.

Next, consider what your personal credit score is. If you have a poor credit history you need to keep in mind that many lenders will refuse to lend to you. Yet some, such as MoneyLion, will lend you money without ever referring to your credit file.

Finally, consider what other users are saying about a specific borrow money app. A low app store score does not necessarily mean you will experience similar frustrations. Read our review summary and if you’re still not sure check the individual app reviews in the app store to get a better picture.